| Product Name | Applicable Rate of Interest | |||||
| Housing Loans | Our Home Loan Scheme comprises a no. of tailor-made different plans to suit the need of all types of customers. Our plans include Housing loan for purchase of new/old Houses and flats, loans for improvement/ repair of house, Takeover of existing home loans from other banks/FIs, Home loan for extension of existing Houses, and many others. We assure the most competitive interest rates connected with CIBIL score, prevailing in the banking industry. | CIBIL (Credit Vision) Score | Floating | Fixed | ||
| 800 & above | BPLR - 5.85 % | BPLR - 3.65 % | ||||
| > 800 but >726 | BPLR - 5.65 % | BPLR - 3.65 % | ||||
| >700 but < 726 | BPLR - 4.75 % | BPLR - 2.75 % | ||||
| Below 700 | BPLR - 3.75 % | BPLR - 1.75 % | ||||
| CIBIL (-1) | BPLR - 4.75 % | BPLR - 2.75 % | ||||
| Staff (Public Scheme) | BPLR - 4.35 % | BPLR - 2.35 % | ||||
| Personal Loan | Fulfill your dreams. Come with required papers, go with desired money as per your eligibility . We provide personal loans to salaried class at most competitive interest rates on suitable terms. We charge interest on daily reducing balance and DO NOT CHARGE any prepayment penalty. | 768 & above | BPLR - 2.75% | BPLR - 0.85% | ||
| 726 to 767 | BPLR - 1.75% | BPLR + 0.15% | ||||
| 700 to 725 | BPLR - 0.50% | BPLR + 1.40% | ||||
| Below 700 | BPLR + 2.00% | BPLR + 4.00% | ||||
| CIBIL (-1) | BPLR - 1.75% | BPLR + 0.15% | ||||
| Education Loan | Get higher education with our Education Loan Scheme. Education subsidy provided by Goverment of India under CSIS scheme is also available for eligible students as per norms , terms and conditions of GOI. Enjoy the concession of 1% in interest rate if interest is serviced during study period when repayment holiday is specified for interest repayment under the scheme and regular repayment of EMI is made. GIRLS students will get 0.50% interest rebate. For student of premier institution eg. IIM Ahmedabad/Kolkata/Bangalore/ XLRI-Jamshedpur etc., we charge only 9.55 % interest rate. | Up to Rs. 04.00 Lakh (0.5% rebate-Girl Student) | BPLR - 3.75% | BPLR - 1.20% | ||
| >4.00 L to 7.50 L (0.5% rebate-Girl Student) | BPLR - 3.75% | BPLR - 1.20% | ||||
| > Rs. 7.50 Lakh (0.5 % rebate-Girl Student) | BPLR - 3.10% | BPLR + 0.30% | ||||
| Education Loan (Premier Inst) such as IIM-Ahmadabad/ Kolkata/ Bangalore/ XLRI-Jamshedpur etc | ||||||
| Category of Premier Institution for Education Loan | A | BPLR - 6.10 % | BPLR - 3.70% | |||
| B | BPLR - 5.80 % | BPLR - 3.70% | ||||
| C | BPLR - 4.50 % | BPLR - 3.70% | ||||
| D | BPLR - 4.30 % | BPLR - 3.70% | ||||
| Car Loans | Ride any vehicle of your choice and we will finance it at most suitable terms. Enjoy the rich benefits of interest on daily reducing balance. No premature penalty for early payment of loan. Repayment period 36 Months to 84 Months. | CIBIL (Credit Vision) Score | Preferred | Non-Preferred | Preferred | Non-Preferred |
| 768 & above | BPLR - 5.40% | BPLR - 5.15% | BPLR - 3.40% | BPLR - 3.15% | ||
| 726 to 767 | BPLR - 4.85% | BPLR - 4.45% | BPLR - 2.85% | BPLR - 2.45% | ||
| 675 to 725 | BPLR - 3.65% | BPLR - 3.45% | BPLR - 1.65% | BPLR - 1.45% | ||
| Below 675 | BPLR - 2.25% | BPLR - 2.15% | BPLR - 0.25% | BPLR - 0.15% | ||
| CIBIL (-1) | BPLR - 4.85% | BPLR - 4.45% | BPLR - 2.85% | BPLR - 2.45% | ||
| Staff | BPLR - 5.10% | NA | BPLR - 3.10% | NA | ||
| Car Loan Scheme -Electric Vehicle | CIBIL(Credit Version) Score 775 or Higher | BPLR- 5.50 % | BPLR- 5.25 % | BPLR- 3.40 % | BPLR- 3.15 % | |
We request to all our customers to avail Digital Banking Services.
Digital Banking Services : Mobile Banking (M-Tarang Application), Internet Banking, RuPay Card, UPI, AEPS.
Digital Banking Services : Mobile Banking (M-Tarang Application), Internet Banking, RuPay Card, UPI, AEPS.
"क्यों लगाएं बैंक में लाइन,
जब लेन-देन कर सकते हैं ऑन लाइन"
जब लेन-देन कर सकते हैं ऑन लाइन"
Introduced Green PIN Facility for ATM Card PIN Generation through m-POS enabled Branches
IFSC Code: BARB0BUPGBX (Fifth Letter is Zero)